Banking/Finance

Tax & Pension Payment

The Japanese you need for Tax & Pension Payment, in natural keigo. Procedure flow ยท NG warnings ยท 9-language parallel translations

Synergia Editorial Team

This page helps foreign residents and long-term visitors handle "Tax & Pension Payment" with daily Japanese phrases for living in Japan, practical examples, and common mistakes to avoid.

What this page helps you say in Japan

This page focuses on Tax & Pension Payment and teaches useful Japanese phrases for daily life in Japan, including natural replies, polite alternatives, and practical wording for foreigners living in Japan.

What You'll Learn on This Page

Practice Phrases (10 Total)

็ด็จŽ้€š็Ÿฅๆ›ธใŒๅฑŠใ„ใŸใฎใงใ™ใŒใ€ๅ†…ๅฎนใ‚’็ขบ่ชใ—ใŸใ„ใงใ™

ใฎใ†ใœใ„ใคใ†ใกใ—ใ‚‡ใŒใจใฉใ„ใŸใฎใงใ™ใŒใ€ใชใ„ใ‚ˆใ†ใ‚’ใ‹ใใซใ‚“ใ—ใŸใ„ใงใ™

I received a tax notice and want to check the content.

POINTโ€œTax paperโ€ โ†’ โ€œTax payment noticeโ€

ใ“ใฎ็จŽ้‡‘ใฏใ„ใคใพใงใซๆ‰•ใˆใฐใ„ใ„ใงใ™ใ‹

ใ“ใฎใœใ„ใใ‚“ใฏใ„ใคใพใงใซใฏใ‚‰ใˆใฐใ„ใ„ใงใ™ใ‹

By when do I need to pay this tax?

POINTConfirm delivery deadline

ใ‚ณใƒณใƒ“ใƒ‹ใงใ‚‚ๆ”ฏๆ‰•ใˆใพใ™ใ‹

ใ‚ณใƒณใƒ“ใƒ‹ใงใ‚‚ใ—ใฏใ‚‰ใˆใพใ™ใ‹

Can I pay at convenience stores?

POINTApplies to notices with barcodes

ๅฃๅบงๆŒฏๆ›ฟใฎ็”ณ่พผใฟใ‚’ใ—ใŸใ„ใฎใงใ™ใŒ

ใ“ใ†ใ–ใตใ‚Šใ‹ใˆใฎใ‚‚ใ†ใ—ใ“ใฟใ‚’ใ—ใŸใ„ใฎใงใ™ใŒ

I'd like to apply for direct debit.

POINTAutomatic withdrawal from bank account

ใ‚ฏใƒฌใ‚ธใƒƒใƒˆใ‚ซใƒผใƒ‰ใงใฎๆ”ฏๆ‰•ใ„ใฏๅฏ่ƒฝใงใ™ใ‹

ใ‚ฏใƒฌใ‚ธใƒƒใƒˆใ‚ซใƒผใƒ‰ใงใฎใ—ใฏใ‚‰ใ„ใฏใ‹ใฎใ†ใงใ™ใ‹

Can I pay by credit card?

POINTYahoo! Public payment/local tax payment site, etc.

ๆ”ฏๆ‰•ใ„ใŒ้…ใ‚Œใฆใ—ใพใฃใŸใฎใงใ™ใŒใ€ใฉใ†ใ™ใ‚Œใฐใ‚ˆใ„ใงใ—ใ‚‡ใ†ใ‹

ใ—ใฏใ‚‰ใ„ใŒใŠใใ‚Œใฆใ—ใพใฃใŸใฎใงใ™ใŒใ€ใฉใ†ใ™ใ‚Œใฐใ‚ˆใ„ใงใ—ใ‚‡ใ†ใ‹

My payment is late. What should I do?

POINT"I haven't paid" โ†’ "I'm late"

ๅˆ†็ด(ๅˆ†ๅ‰ฒๆ‰•ใ„)ใฏใงใใพใ™ใ‹

ใถใ‚“ใฎใ†ใฏใงใใพใ™ใ‹

Can I pay in installments?

POINTPayment in installments is OK after consulting with the government office.

ๅคฑๆฅญไธญใฎใŸใ‚ใ€ๆธ›ๅ…ใ‚’็”ณ่ซ‹ใ—ใŸใ„ใฎใงใ™ใŒ

ใ—ใคใŽใ‚‡ใ†ใกใ‚…ใ†ใฎใŸใ‚ใ€ใ’ใ‚“ใ‚ใ‚“ใ‚’ใ—ใ‚“ใ›ใ„ใ—ใŸใ„ใฎใงใ™ใŒ

I'd like to apply for reduction due to unemployment.

POINTThere is a reduction/exemption system for resident tax and national insurance.

ๅนด้‡‘ๅ…้™คใฎๆ‰‹็ถšใใซใคใ„ใฆๆ•™ใˆใฆใใ ใ•ใ„

ใญใ‚“ใใ‚“ใ‚ใ‚“ใ˜ใ‚‡ใฎใฆใคใฅใใซใคใ„ใฆใŠใ—ใˆใฆใใ ใ•ใ„

Please tell me about pension exemption procedures.

POINTExemption based on income criteria

้ ˜ๅŽๆ›ธใ‚’็™บ่กŒใ—ใฆใ„ใŸใ ใ‘ใพใ™ใ‹

ใ‚Šใ‚‡ใ†ใ—ใ‚…ใ†ใ—ใ‚‡ใ‚’ใฏใฃใ“ใ†ใ—ใฆใ„ใŸใ ใ‘ใพใ™ใ‹

Could you issue a receipt?

POINTNecessary for year-end adjustments and tax returns

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Frequently Asked Questions

Q. When do I pay resident tax?
A. Payment can be made in 4 installments in June, August, October, and the following January, or all at once. Tax on the previous year's income starts from June of the following year.
Q. Do foreigners also need to pay pension?
A. In principle, all residents of Japan over the age of 20 are required to enroll. National pension or employees' pension. When returning to Japan, you can apply for a lump-sum withdrawal payment.
Q. What is the difference between National Health Insurance and Social Insurance?
A. Company employees are covered by social insurance (health insurance + welfare pension), and self-employed and unemployed people are covered by national insurance and national pension. Insurance premium calculations are also different.
Q. What do you do if you can't pay?
A. Don't leave it unattended, consult your local government office or pension office. You can use the system of installment payment, grace period, reduction/exemption, and exemption.
Q. How do I pay at a convenience store?
A. Bring the payment slip with barcode to the convenience store and pay in cash at the cash register. The upper limit is 300,000 yen or less.