ๆตทๅค้้ใใ้กใใใใใฎใงใใ
ใใใใใใใใใใใญใใใใใใฎใงใใ
I'd like to make an international remittance.
POINTโI want to send money overseasโ โ โOverseas remittanceโ
Banking/Finance
Overseas Remittance
The Japanese you need for Overseas Remittance, in natural keigo. Procedure flow ยท NG warnings ยท 9-language parallel translations
This page helps foreign residents and long-term visitors handle "Overseas Remittance" with daily Japanese phrases for living in Japan, practical examples, and common mistakes to avoid.
What this page helps you say in Japan
This page focuses on Overseas Remittance and teaches useful Japanese phrases for daily life in Japan, including natural replies, polite alternatives, and practical wording for foreigners living in Japan.
What You'll Learn on This Page
- Expression of intention to remit money overseas
- Transmission of information on remittance destination
- Questions about exchange rates and fees
- Confirm arrival days
- Explanation of purpose of remittance
Practice Phrases (10 Total)
้้ๅ ใฏโโๅฝใฎโโ้่กใงใ
ใใใใใใใฏโโใใใฎโโใใใใใงใ
The destination is โโ Bank in โโ.
POINTClarify country name and bank name
SWIFTใณใผใใฏใใกใใซใชใใพใ
SWIFTใณใผใใฏใใกใใซใชใใพใ
Here's the SWIFT code.
POINTPassing notes makes things smoother
ๆฌๆฅใฎ็บๆฟใฌใผใใฏใใใใใงใใใใ
ใปใใใคใฎใใใใฌใผใใฏใใใใใงใใใใ
What's today's exchange rate?
POINTPay attention to the difference between mid-price, TTS, and TTB
ๆๆฐๆ่พผใฟใงๅ จ้จใงใใใใซใชใใพใใ
ใฆใใใใใใใฟใงใใใถใงใใใใซใชใใพใใ
What's the total including fees?
POINTBank transfer is around 4000-6000 yen
้้็ฎ็ใฏๅฎถๆใธใฎไป้ใใงใ
ใใใใใใใฆใใฏใใใใธใฎใใใใใงใ
The purpose is family support.
POINTPurpose confirmation required for money laundering measures
ไฝๆฅใใใใง็้ใใพใใ
ใชใใซใกใใใใงใกใใฃใใใใพใใ
How many days until it arrives?
POINTBanks: 2-5 business days, remittance services: same-day to next day
ๅๅไบบใฎไฝๆใใไผใใใใปใใใใใงใใ
ใใใจใใซใใฎใใ ใใใใใใคใใใใใปใใใใใงใใ
Should I also provide the recipient's address?
POINTRequired items vary depending on the country
ใใคใใณใใผใๅฟ ่ฆใงใใใใ
ใใคใใณใใผใใฒใคใใใงใใใใ
Is My Number also needed?
POINTRequired for over 1 million yen
้้ๆงใใ็บ่กใใฆใใใ ใใพใใ
ใใใใใฒใใใใฏใฃใใใใฆใใใ ใใพใใ
Could you issue a remittance receipt?
POINTMay be required by the recipient
Want to practice these phrases out loud?
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Practice with ECHO App โFrequently Asked Questions
Q. What are the methods of remittance other than banks?
A. Fintech services such as Wise, Revolut, and PayPay Hoken allow you to send money at 1/5th to 1/10th the fees charged by banks. However, there is a remittance limit.
Q. Can I send it in my home currency?
A. Supported currencies vary depending on the bank and service. Wise supports over 50 currencies, and mega banks support major currencies.
Q. What about remittances of more than 1 million yen?
A. For amounts exceeding 1 million yen, you are legally required to submit your My Number. Payments exceeding 2 million yen are subject to submission of payment records to the tax office.
Q. How can I reduce exchange fees?
A. Wise/Revolut allows you to send money at an exchange rate close to the interbank rate. Banks will add a foreign exchange fee of approximately 1 yen/dollar.
Q. What if the payment is delayed?
A. SWIFT transfers take up to 5 business days as they go through intermediary banks. In case of delay, you can request tracking from your bank using the reference number at the time of remittance.