Banking/Finance

ATM Usage

The Japanese you need for ATM Usage, in natural keigo. Procedure flow · NG warnings · 9-language parallel translations

Synergia Editorial Team

This page helps foreign residents and long-term visitors handle "ATM Usage" with daily Japanese phrases for living in Japan, practical examples, and common mistakes to avoid.

What this page helps you say in Japan

This page focuses on ATM Usage and teaches useful Japanese phrases for daily life in Japan, including natural replies, polite alternatives, and practical wording for foreigners living in Japan.

What You'll Learn on This Page

Practice Phrases (10 Total)

お引き出し

おひきだし

Withdrawal (ATM screen term)

POINTThe screen displays "Withdrawal" instead of "Withdrawal"

お預け入れ

おあずけいれ

Deposit

POINT“Deposit” instead of “Deposit”

お振込み

おふりこみ

Transfer

POINT“Transfer” instead of “remittance”

残高照会

ざんだかしょうかい

Balance inquiry

POINT"Balance confirmation" → The screen is "Balance inquiry"

通帳記入

つうちょうきにゅう

Passbook update

POINT“Update passbook” → “Enter passbook”

カードが出てこなくなってしまいました

カードがでてこなくなってしまいました

My card is stuck in the ATM.

POINT“It was taken” → “It has stopped coming out” is a factual expression

インターホンで係員を呼んでもよろしいですか

インターホンでかかりいんをよんでもよろしいですか

May I call staff via the intercom?

POINTAvailable via intercom at ATM booth

暗証番号を3回間違えてロックされてしまいました

あんしょうばんごうを3かいまちがえてロックされてしまいました

I entered the PIN wrong 3 times and got locked out.

POINT"Blocked" → "Locked"

1万円札を千円札に両替できますか

1まんえんさつをせんえんさつにりょうがえできますか

Can I exchange a 10,000-yen bill for 1,000-yen bills?

POINT“Exchange” is more official than “breaking”

手数料はいくらかかりますか

てすうりょうはいくらかかりますか

How much is the transaction fee?

POINTRequired questions as the fee changes depending on the time you use the ATM

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Frequently Asked Questions

Q. Where can I find an English-speaking ATM?
A. You can switch between English, Chinese, and Korean at Seven Bank ATMs, Japan Post ATMs, and ATMs at major Megabank stores.
Q. How can I avoid ATM fees?
A. If you use your bank's ATM during weekdays, it's basically free. Online banks often offer free access to ATMs at convenience stores several times a month.
Q. What to do if your card gets sucked in?
A. Use the intercom inside the ATM booth to call an attendant, or call the lost/stolen number on the back of your card. We are available 24 hours a day.
Q. Can I use an overseas card?
A. Seven Bank, Japan Post Bank, and Aeon Bank ATMs accept overseas cards. A wide range of payment methods can be used, including VISA/Mastercard/UnionPay.
Q. What are the ATM business hours?
A. Most ATMs have restrictions such as 7:00 to 23:00 on weekdays and 17:00 to 21:00 on Saturdays and Sundays. Convenience store ATMs are available 24 hours a day.