ๅฃๅบงใ้่จญใใใใฎใงใใ
ใใใใใใใใคใใใใฎใงใใ
I'd like to open an account.
POINTใๅฃๅบงใไฝใใใใงใใ is also natural. ใ้่จญใ is commonly used for account-opening procedures.
Banking/Finance
Bank Account Opening
The Japanese you need for Bank Account Opening, in natural keigo. Procedure flow ยท NG warnings ยท 9-language parallel translations
This page helps foreign residents and long-term visitors handle "Bank Account Opening" with daily Japanese phrases for living in Japan, practical examples, and common mistakes to avoid.
What this page helps you say in Japan
This page focuses on Bank Account Opening and teaches useful Japanese phrases for daily life in Japan, including natural replies, polite alternatives, and practical wording for foreigners living in Japan.
What You'll Learn on This Page
- Basic syntax to convey your intention to open an account
- Expressions regarding presentation of residence card/my number
- Communication regarding seals and PIN numbers
- Passbook/cash card receipt expression
- How to apply for online banking
Practice Phrases (10 Total)
ๅจ็ใซใผใใจใใคใใณใใผใซใผใใใๆใกใใพใใ
ใใใใ ใใซใผใใจใใคใใณใใผใซใผใใใใใกใใพใใ
I've brought my residence card and My Number card.
POINTใใๆใกใใพใใใ is a humble form of ใๆใฃใฆใใพใใใ (I brought). Check the bank's document requirements.
ๅฐ้ใฏๆใฃใฆใใใพใใใใใตใคใณใงใฎๆ็ถใใฏๅฏ่ฝใงใใใใ
ใใใใใฏใใฃใฆใใใพใใใใใตใคใณใงใฎใฆใคใฅใใฏใใฎใใงใใใใ
I don't have a personal seal. Can I use a signature?
POINTใๆใฃใฆใใใพใใใ is a polite form of ใๆใฃใฆใใพใใใ. Ask whether a signature can be used instead of a personal seal.
้ๅธณใจใญใฃใใทใฅใซใผใใ็บ่กใใฆใใใ ใใพใใ
ใคใใกใใใจใญใฃใใทใฅใซใผใใใฏใฃใใใใฆใใใ ใใพใใ
Could you issue a passbook and ATM card for me?
POINTใใใฆใใใ ใใพใใใ makes a polite request. Not every account includes a paper passbook.
ๆ่จผ็ชๅทใฏใใฎๅ ดใงๆฑบใใใใพใใ
ใใใใใใฐใใใใฏใใฎใฐใงใใใใใพใใ
Can I choose my PIN here?
POINTA cash-card PIN is called ใๆ่จผ็ชๅทใ. It is different from an online-banking password.
็ตฆไธๆฏ่พผๅฃๅบงใจใใฆไฝฟ็จใใใใพใ
ใใ ใใใตใใใฟใใใใจใใฆใใใใใใใพใ
I'll use this account to receive my salary.
POINTUse this when asked how you plan to use the account.
ใใใใใณใญใณใฐใ็ณใ่พผใฟใใใฎใงใใ
ใใใใใณใญใณใฐใใใใใใฟใใใฎใงใใ
I'd also like to apply for online banking.
POINTใใใใใใณใญใณใฐใ means the service used to make banking transactions online.
ใญใฃใใทใฅใซใผใใฏใใคๅฑใใพใใ
ใญใฃใใทใฅใซใผใใฏใใคใจใฉใใพใใ
When will the ATM card be delivered?
POINTใใใคๅฑใใพใใใ asks when a card sent by mail will arrive.
ไฝๆๅคๆดใไธ็ทใซใ้กใใงใใพใใ
ใใ ใใใใธใใใใใใฃใใใซใใญใใใงใใพใใ
Can I also change my address at the same time?
POINTUse this if you also need to update an address already registered with the bank.
ใ่ชฌๆใใใใจใใใใใพใใ
ใใใคใใใใใใจใใใใใพใใ
Thank you for the explanation.
POINTUse this to thank the staff after an explanation.
Frequently Asked Questions
Q. Can foreigners open a Japanese bank account?
A. It depends on the bank, account and your residence situation. Check the bank's current eligibility and document requirements, including remaining residence-card validity and any employment or student documents.
Q. Can I open an account without a seal?
A. Requirements depend on the bank and application method. Some methods do not require a seal; some branch procedures do. Ask the bank whether a signature is accepted.
Q. How many days does it take to open an account?
A. Timing depends on the application method and checks required. You may need to wait for approval or a card sent by mail. Ask whether a passbook is provided and how you will receive it.
Q. Can I open an account even if I can't speak Japanese?
A. Language support differs by bank, branch and application method. Check before visiting. You may be asked to bring someone who can understand explanations in Japanese.
Q. Can I create a debit card at the same time?
A. This depends on the bank and account. Check the available card types, eligibility requirements and delivery method with the bank.