口座を開設したいのですが
こうざをかいせつしたいのですが
I'd like to open an account.
POINT“I want to create” → “I want to open” becomes official
Banking/Finance
Bank Account Opening
The Japanese you need for Bank Account Opening, in natural keigo. Procedure flow · NG warnings · 9-language parallel translations
This page helps foreign residents and long-term visitors handle "Bank Account Opening" with daily Japanese phrases for living in Japan, practical examples, and common mistakes to avoid.
What this page helps you say in Japan
This page focuses on Bank Account Opening and teaches useful Japanese phrases for daily life in Japan, including natural replies, polite alternatives, and practical wording for foreigners living in Japan.
What You'll Learn on This Page
- Basic syntax to convey your intention to open an account
- Expressions regarding presentation of residence card/my number
- Communication regarding seals and PIN numbers
- Passbook/cash card receipt expression
- How to apply for online banking
Practice Phrases (10 Total)
在留カードとマイナンバーカードをお持ちしました
ざいりゅうカードとマイナンバーカードをおもちしました
I have my residence card and My Number card.
POINT“I brought it” → “I brought it” is polite
印鑑は持っておりませんが、サインでの手続きは可能でしょうか
いんかんはもっておりませんが、サインでのてつづきはかのうでしょうか
I don't have a personal seal. Can I use a signature?
POINT“I don’t have a stamp” → “I don’t have a stamp” is appropriate
通帳とキャッシュカードを発行していただけますか
つうちょうとキャッシュカードをはっこうしていただけますか
Could you issue a passbook and ATM card for me?
POINT“Please make it” → “Can you issue it?” is natural.
暗証番号はその場で決められますか
あんしょうばんごうはそのばできめられますか
Can I decide my PIN on the spot?
POINTUse a PIN number instead of a password
給与振込口座として使用いたします
きゅうよふりこみこうざとしてしようたいします
I'll use this as my salary transfer account.
POINTTelling your purpose will make the process smoother
ネットバンキングも申し込みたいのですが
ネットバンキングももうしこみたいのですが
I'd also like to apply for online banking.
POINT"Online account" → "Online banking"
キャッシュカードはいつ届きますか
キャッシュカードはいつとどきますか
When will the ATM card be delivered?
POINT“When will I receive it?” → “When will I receive it?”
住所変更も一緒にお願いできますか
じゅうしょへんこうもいっしょにおねがいできますか
Can I also change my address at the same time?
POINTRequest multiple procedures at once
ご説明ありがとうございました
ごせつめいありがとうございました
Thank you for the explanation.
POINTImprove your impression with a final thank you
Want to practice these phrases out loud?
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Practice with ECHO App →Frequently Asked Questions
Q. Can foreigners open a Japanese bank account?
A. If your period of stay is 3 months or more, you can open an account at most banks. Residence card, My Number, and identity verification documents are required.
Q. Can I open an account without a seal?
A. In recent years, the number of banks that accept signatures has increased. Representative examples include Japan Post Bank, SMBC Trust Bank, and Rakuten Bank.
Q. How many days does it take to open an account?
A. Some banks issue cards on the same day at the counter, but usually the passbook and card will be mailed to you within 1 to 2 weeks.
Q. Can I open an account even if I can't speak Japanese?
A. Mitsubishi UFJ, SMBC, Mizuho, and Japan Post have counters with foreign language support. Make sure to book in advance.
Q. Can I create a debit card at the same time?
A. You can apply at many banks at the same time. You can often choose between JCB debit and VISA debit.