ๆฏ่พผใใ้กใใใใใฎใงใใ
ใตใใใฟใใใญใใใใใใฎใงใใ
I'd like to make a transfer.
POINT โ้้ใใใโ โ โๆฏ่พผโ is appropriate
Banking/Finance
Bank Transfer
The Japanese you need for Bank Transfer, in natural keigo. Procedure flow ยท NG warnings ยท 9-language parallel translations
This page helps foreign residents and long-term visitors handle "Bank Transfer" with daily Japanese phrases for living in Japan, practical examples, and common mistakes to avoid.
What this page helps you say in Japan
This page focuses on Bank Transfer and teaches useful Japanese phrases for daily life in Japan, including natural replies, polite alternatives, and practical wording for foreigners living in Japan.
What You'll Learn on This Page
- Basic syntax when requesting a transfer
- How to tell your account number and branch name
- Confirmation expression for transfer holder
- How to deal with transfer mistakes
- Questions regarding transfer fees
Practice Phrases (10 Total)
ๆฏ่พผๅ ใฎๆฏๅบๅใจๅฃๅบง็ชๅทใ็ขบ่ชใใใฆใใ ใใ
ใตใใใฟใใใฎใใฆใใใใจใใใใฐใใใใใใใซใใใใฆใใ ใใ
Let me confirm the branch name and account number.
POINTBe sure to read it out loud at the counter.
ๅๅไบบๅ็พฉใฏๅ จ่งใซใฟใซใใงใใใใ
ใใใจใใซใใใใใฏใใใใใซใฟใซใใงใใใใ
Is the recipient name in full-width katakana?
POINTQuestions regarding the input format of the transfer holder's name
ๆฏ่พผๆๆฐๆใฏใใใใงใใ
ใตใใใฟใฆใใใใใใฏใใใใงใใ
How much is the transfer fee?
POINTFees vary depending on accompanying/other bank/amount
ๆฏ่พผๅ ใ้้ใใฆใใพใฃใใฎใงใใใใฉใใใใฐใใใงใใ
ใตใใใฟใใใใพใกใใใฆใใพใฃใใฎใงใใใใฉใใใใฐใใใงใใ
I made a mistake in the transfer. What should I do?
POINT ้้ใใฆใใพใฃใ adds regret about an error to ้้ใฃใ. Explain exactly which transfer detail was wrong; this wording does not guarantee that a transfer can be reversed.
็ตๆปใใฎๆ็ถใใใ้กใใใใใฎใงใใ
ใใฟใใฉใใฎใฆใคใฅใใใใญใใใใใใฎใงใใ
I'd like to request a transfer recall.
POINT โๅใๆถใโ โ โ็ตๆปใโ is the official term
ๆฏ่พผใๅๆ ใใใใพใงใฉใฎใใใใใใใพใใ
ใตใใใฟใใฏใใใใใใใพใงใฉใฎใใใใใใใพใใ
How long until the transfer is reflected?
POINT ็้ใใ means that transferred money reaches the receiving account. ๅๆ ใใใ means that a change is reflected in a balance or display. Ask when the recipient can confirm receipt; timing depends on the transfer and bank.
ๅฎๆ็ใซๆฏ่พผใใใฎใงใๆฏ่พผไบ็ดใใใใใฎใงใใ
ใฆใใใฆใใซใตใใใฟใใใฎใงใใตใใใฟใใใใใใใใฎใงใใ
I'd like to set up a scheduled transfer.
POINTConvenient for monthly rent transfers, etc.
ๆฏ่พผๆ็ดฐๆธใ็บ่กใใฆใใใ ใใพใใ
ใตใใใฟใใใใใใใใฏใฃใใใใฆใใใ ใใพใใ
Could you issue a transfer statement?
POINT``Receipt'' โ ``Detailed statement'' for transfer
ๆฌๆฅไธญใซๆฏ่พผใฏ้ใซๅใใพใใ
ใปใใใคใกใ ใใซใตใใใฟใฏใพใซใใใพใใ
Will the transfer be completed today?
POINTItems after 3pm are often handled as the next business day.
Frequently Asked Questions
Q. How can I reduce the transfer fee?
A. Fees are low if you pay between the same banks or within the same branch, or if you use online banking, the fees will be less than half of what you would pay at a counter.
Q. Until what time can I make a transfer?
A. The counter is open until 3:00 pm on weekdays, and ATMs and online banking are open 24 hours a day, but after 3:00 pm, the results are often reflected on the next business day.
Q. Is the transfer not being made due to an input error in the transfer name?
A. Many banks will automatically reverse a wrong name, but you will need to re-enter the name. If the numbers are incorrect, there is a risk that the money will be credited to the other party.
Q. What should I be careful about when transferring large amounts?
A. For transactions over 1 million yen, confirmation of identification and purpose of transaction is required. The procedure at the counter is reliable.
Q. What if I want to cancel the transfer?
A. You can request a "refund" before the money is received. Once payment has been received, refunds cannot be made without the consent of the recipient.